Drawdown: making your investment decision

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We can’t provide guidance or advice about how to take your pension savings, but a specialist can. Get help with finding the right help and visit our Guidance and advice page.

Whether you would like to start taking your pension savings as a flexible income (drawdown) now, or just want to access your tax-free cash for now, you will need to make an investment choice for the money that you’re not using yet. This also applies if you are looking to take further benefits through Capped Drawdown.

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